Affirm Financing FAQ

Affirm is a financing alternative to credit cards and other payment options. It allows online purchases to be paid in fixed monthly installments over 3, 6, or 12 months.

Please note: Affirm is a separate and independent company from Halo Collar.

What is required to have an Affirm account?

To sign up for Affirm during checkout, you must provide:

• Be 18 years or older (19+ in Alabama or if a ward of the state in Nebraska)
• Not be a resident of Iowa (IA) or West Virginia (WV)
• A valid U.S. or APO/FPO/DPO home address
• A valid U.S. mobile or VoIP number registered in your name and consent to receive SMS messages
• Your full name, email, date of birth, and last 4 digits of your Social Security Number for identity verification

How does Affirm work?

1. At checkout, choose Pay with Affirm
2. Enter your information: Name, email, mobile number, date of birth, and last 4 digits of SSN
3. Affirm sends a text message with an authorization code to verify your identity
4. Enter the code into the application form
5. Within seconds, Affirm notifies you of:
   • Approved loan amount
   • Interest rate
   • Repayment term (3, 6, or 12 months)
   • Fixed monthly payment and total interest over the loan
6. Accept the offer by clicking Confirm Loan

After purchase:

• You will receive monthly email and SMS reminders about upcoming payments
• You can set up auto-pay to avoid missed payments
• Your first payment is due 30 days from when the order is processed by Halo Collar